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Loan Products

Mortgage Loans
Mortgage Loans Best Loan if You Want
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VA Loans

We’re honored to help veterans refinance or buy their homes with the VA loan. Zero down for home purchases and 100% refinancing.

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VA High Balance / Jumbo

We’re honored to help veterans refinance or buy their homes with the VA loan. For veterans looking to purchase a home above $417,000.

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FHA Loans

FHA loans make qualifying for your new mortgage easy. A mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA).

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Conventional

A type of mortgage in which the underlying terms and conditions meet the funding criteria of Fannie Mae and Freddie Mac.

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Jumbo

Take advantage of lower mortgage rates for loans up to $5,000,000. 15-year, 30-year, FHA and ARM jumbo loans available, depending on your area.

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FHA 203K

Simply put, buy a home and remodel it with the same loan.

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USDA Loans

USDA loans are primarily used to help individuals purchase homes in rural areas.

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HUD Home

This is great if you are a borrower looking to get into a home with nothing down and at the lowest price possible.

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HomePath®

HomePath Mortgage is a product from Fannie Mae that is designed to help sell all mortgage ready homes Fannie Mae owns.

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Condohotel / Non-Warrantable Condos

A condominium project with features that lenders view as protections against hazards that would threaten the value of condo units.

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Hobby Ranch

This product is for a home that sits on 5+ Acres and cannot be financed through traditional financing.

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There was a time that getting a home loan required a person to only have a heartbeat. In todays lending environment you need a true mortgage professional on your side with a solid closing team in order to deliver you the loan you deserve and in an outstanding manner. In the wake of the housing crisis and with the passing of so many new government regulations, it’s vital to choose a seasoned lender that has systemized their operations and has made purchase loans a priority.

At Peoples Mortgage we are very passionate about what we do, because we strongly believe that we are here to help facilitate your American Dream! We know that people don’t usually wake up and say, “I really want a mortgage!” We do believe that the decision to buy a home is a big one and the ability to purchase is due to major work and sacrifice on your part. Most of the time, home ownership is not only a huge financial investment, but an emotional one as well. We honor you for your decision and welcome the opportunity to deliver that dream in the most informative and value driven way possible. This can only be accomplished by making service a number one priority: